A Northern Kentucky mortgage broker.
Across the river. On your side.
Cohen Mortgage is licensed in Kentucky and serves clients throughout Northern Kentucky—Florence, Erlanger, Edgewood, Fort Mitchell, Fort Thomas, Newport, Covington, and the surrounding communities. We offer wholesale lender access, calm guidance, and a process designed around your timeline.
Cincinnati-based. Kentucky-licensed.
While our office is in Cincinnati, Kentucky #MB845164 means we're fully authorized to serve buyers and refinancing homeowners throughout Northern Kentucky. We've helped clients close on homes in Florence subdivisions, Fort Mitchell historic streets, Edgewood family neighborhoods, and Fort Thomas riverfront properties.
Our team understands the differences across the river: how Kentucky property taxes work (and the often pleasant comparison to Ohio), how transfer taxes and recording fees differ at closing, which Kentucky-specific programs may apply, and how to coordinate with closing attorneys versus title companies on the structure your transaction needs.
We serve clients in Boone County, Kenton County, Campbell County, and beyond—including those crossing the river in either direction.
Northern Kentucky mortgage services.
Full mortgage broker services for Kentucky homeowners and buyers.
Home Purchase Loans
Conventional, FHA, VA, USDA, and Jumbo financing for Northern Kentucky buyers. Solid pre-approvals that hold up against competitive offers.
Refinancing
Rate-and-term and cash-out refinances. We'll run the math honestly: if a refinance doesn't actually save you money, we'll tell you so.
Kentucky-Specific Programs
We're familiar with KY Housing Corporation programs, down payment assistance options, and the specifics of Kentucky closing procedures.
Northern Kentucky mortgage questions.
Northern Kentucky, let's talk.
A short conversation, no credit pull, no pressure. We'll give you a clear read on where you stand and what's possible.