Understanding Interest Rates & How They Are Calculated When shopping for a mortgage, many people assume that their credit score is the primary factor in determining their interest rate. While credit scores are important, the reality is far more comple
Feb 05, 2025 | Purchasing a Home Interest Rates
Week 4: The Mortgage Minute - The Loan Application Process: Step-by-Step Guidance Written by: Eddie Cohen January 28, 2025 Welcome to Week 4 of The Mortgage Minute! This week, we’re focusing on the loan application process. Understanding this
Jan 29, 2025 | Purchasing a Home
Debt-to-Income Ratios What Is a Debt-to-Income Ratio and Why Does It Matter? Written by Eddie Cohen – January 22, 2025 Your debt-to-income (DTI) ratio is one of the most important factors lenders consider when evaluating your mortgage application.
Jan 22, 2025 |
Understanding Credit Scores: Why They Matter for Your Mortgage Written by Eddie Cohen – January 13, 2025 Your credit score plays a vital role in determining your ability to qualify for a mortgage and the interest rate you'll pay. In this pos
Jan 15, 2025 | Credit Interest Rates Purchasing a Home
The Mortgage Minute Mortgage Basics: Types of Loans Understanding Mortgage Basics: Which Loan Type is Right for You? Written by Eddie Cohen - January 5, 2025 Thanks for visiting our blog! This is our first bl
Jan 08, 2025 | Purchasing a Home VA Loans
For many aspiring homeowners, upfront costs like down payments and closing fees can seem like insurmountable obstacles. FHA gift funds offer a practical solution, allowing you to receive financial help from approved sources to ease your path to homeowners
Dec 31, 2024 | Purchasing a Home