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When Refinancing Doesn’t Make Sense

🏡 The Mortgage Minute: When Refinancing Doesn’t Make SenseRefinancing your mortgage can be a smart financial move—but it’s not always the right decision. At Cohen Mortgage, we believ Apr 16, 2025

Is Now the Right Time to Refinance?

The Mortgage Minute Is Now the Right Time to Refinance? With interest rates constantly in the headlines, many homeowners are asking the same question: Should I refinance my mortgage right now? The ans Apr 09, 2025

Buying a Home in a Competitive Market: Tips for Success

Buying a Home in a Competitive Market: Tips for Success The Mortgage Minute Blog Post Why Buying a Home Is More Competitive Than Ever In today’s real estate market, low inventory and high demand Apr 02, 2025

Mortgage Loan Underwriting 101

Mortgage Loan Underwriting 101What Happens After You Apply? Understanding Mortgage Underwriting and Your Closing Timeline Once you've submitted your mortgage application and gathered all your document Mar 26, 2025

Challenges for Self-Employed Borrowers Obtaining Mortgage Financing

Challenges for Self-Employed BorrowersSelf-employed borrowers often face more hurdles in the mortgage process compared to W-2 employees. Since their income can be irregular, and tax deductions often r Mar 19, 2025

Understanding Appraisals: What Homebuyers Need to Know

Understanding Appraisals: What Homebuyers Need to Know When you're buying a home, the appraisal is a critical step in the process. But what exactly is an appraisal, and why is it important? What is an Mar 11, 2025