A Cincinnati mortgage broker.
Built on trust, not transactions.
Cohen Mortgage is a relationship-driven brokerage based in Cincinnati. We work directly with buyers, refinancing homeowners, and self-employed clients across Hamilton County and the surrounding tri-state area—offering wholesale lender access, deep underwriting expertise, and a process that puts your goals first.
Cincinnati-based. Cincinnati-focused.
Cohen Mortgage operates out of a single office at 4030 Smith Rd. in Cincinnati, just off Madison Road in Norwood. We're not a national call center, and we're not a satellite branch of a larger institution. Every conversation, every loan file, every closing happens locally.
Our team has spent decades inside the mortgage industry serving Cincinnati buyers. We know which neighborhoods come with HOA complications, which suburbs have property tax assessments worth flagging early, and which local lenders close fastest for which property types. That local knowledge—combined with wholesale access to dozens of national lenders—means we can usually find a path others can't.
We serve Cincinnati proper, Hyde Park, Oakley, Norwood, Madeira, Mariemont, Indian Hill, Mt. Lookout, Anderson Township, Western Hills, the West Side, and the broader Hamilton, Butler, Warren, and Clermont counties. We're also licensed in Kentucky and serve clients in Northern Kentucky—Florence, Erlanger, Edgewood, Fort Mitchell, and across the river.
Mortgage services for Cincinnati clients.
From first-time buyers to seasoned investors, complex income to clean W-2 files—we handle the full spectrum.
Home Purchase Loans
Conventional, FHA, VA, USDA, and Jumbo programs for buyers across the Cincinnati metro. We start with a real pre-approval based on a thorough review of your file—not an automated estimate.
Refinancing
Rate-and-term refinances when the math works, cash-out refinances for renovations or debt consolidation. We run a full break-even analysis before recommending any refi.
Complex Income Files
Self-employed, business owners, K-1 partners, commission-heavy earners, recent income changes. Our underwriting background means we know which lenders structure these files cleanly.
Mortgage questions from Cincinnati clients.
Let's talk.
A 20-minute conversation is enough to know whether we're the right fit. No credit pull, no obligation, no pressure—just clear, honest guidance from a Cincinnati advisor who's seen it all.