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5 Signs It Might Be Time to Move

5 Signs It Might Be Time to Move

THE MORTGAGE MINUTE 5 Signs It Might Be Time to Move How to know when it’s time for a new home and what to do next. Sometimes, the signs are clear. Your family is bursting at the seams or your home feels too quiet. Other times, it’s subtle. Th

Apr 23, 2025 | Purchasing a Home

When Refinancing Doesn’t Make Sense

When Refinancing Doesn’t Make Sense

🏡 The Mortgage Minute: When Refinancing Doesn’t Make SenseRefinancing your mortgage can be a smart financial move—but it’s not always the right decision. At Cohen Mortgage, we believe in honest guidance, so today we’re sharing a fe

Apr 16, 2025 |

Is Now the Right Time to Refinance?

Is Now the Right Time to Refinance?

The Mortgage Minute Is Now the Right Time to Refinance? With interest rates constantly in the headlines, many homeowners are asking the same question: Should I refinance my mortgage right now? The answer depends on your personal goals and financial situat

Apr 09, 2025 |

Buying a Home in a Competitive Market: Tips for Success

Buying a Home in a Competitive Market: Tips for Success

Buying a Home in a Competitive Market: Tips for Success The Mortgage Minute Blog Post Why Buying a Home Is More Competitive Than Ever In today’s real estate market, low inventory and high demand have made home buying a competitive process. Understan

Apr 02, 2025 |

Mortgage Loan Underwriting 101

Mortgage Loan Underwriting 101

Mortgage Loan Underwriting 101What Happens After You Apply? Understanding Mortgage Underwriting and Your Closing Timeline Once you've submitted your mortgage application and gathered all your documents, what happens next? For many buyers, this part of the

Mar 26, 2025 |

Challenges for Self-Employed Borrowers Obtaining Mortgage Financing

Challenges for Self-Employed Borrowers Obtaining Mortgage Financing

Challenges for Self-Employed BorrowersSelf-employed borrowers often face more hurdles in the mortgage process compared to W-2 employees. Since their income can be irregular, and tax deductions often reduce taxable income, lenders apply additional scrutiny

Mar 19, 2025 |