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Pre-Approval vs. Pre-Qualification: What's the Difference?

Pre-Approval vs. Pre-Qualification: What's the Difference?

Week 18 – Pre-Approval vs. Pre-Qualification: What's the Difference? If you're thinking about buying a home, chances are you've heard the terms "pre-qualification" and "pre-approval." While they sound similar, they mean very different things when it

May 28, 2025 |

Creative Ways to Cover Your Down Payment

Creative Ways to Cover Your Down Payment

THE MORTGAGE MINUTE Creative Ways to Cover Your Down Payment Think you need to save for years? Think again. One of the biggest myths in homebuying is that you need to save up 20% for a down payment. The truth? Many buyers purchase homes with far less &mda

May 07, 2025 |

The Cohen Advantage

The Cohen Advantage

The Cohen Advantage At Cohen Mortgage, we believe getting a mortgage should feel less like a transaction and more like a tailored strategy session. Whether you’re buying your first home, upgrading to your dream home, or helping a client navigate a c

Apr 30, 2025 |

5 Signs It Might Be Time to Move

5 Signs It Might Be Time to Move

THE MORTGAGE MINUTE 5 Signs It Might Be Time to Move How to know when it’s time for a new home and what to do next. Sometimes, the signs are clear. Your family is bursting at the seams or your home feels too quiet. Other times, it’s subtle. Th

Apr 23, 2025 | Purchasing a Home

When Refinancing Doesn’t Make Sense

When Refinancing Doesn’t Make Sense

🏡 The Mortgage Minute: When Refinancing Doesn’t Make SenseRefinancing your mortgage can be a smart financial move—but it’s not always the right decision. At Cohen Mortgage, we believe in honest guidance, so today we’re sharing a fe

Apr 16, 2025 |

Is Now the Right Time to Refinance?

Is Now the Right Time to Refinance?

The Mortgage Minute Is Now the Right Time to Refinance? With interest rates constantly in the headlines, many homeowners are asking the same question: Should I refinance my mortgage right now? The answer depends on your personal goals and financial situat

Apr 09, 2025 |